Income and Employment verification

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With the Equifax Work Number:

• Receive verification of Employment and Income straight from the employer

• Income verifications contain both basic employment information and detailed compensation data—wages, bonuses, commissions and overtime.

• If provided by the employer, the verification will also include historical payment data, and dates and amounts of the applicant’s most recent and projected pay increases.

• Equifax delivers results within seconds, leveraging The Work Number® database containing income and employment records from over 5,500 employers.

Benefits

• Meets Fannie Mae Day 1 Certainty for Desktop Underwriter

• It’s easy to use for both borrower and lender

• It’s a safe and secure system

• Speeds up validation process

• Eliminates fraud because verifying income/employment directly with employer

• Electronic verifications help ensure borrowers meet Ability-to-Repay requirements